Get your super backYou do not need to be in Australia to claim your super, and you do not need to go back. A Departing Australia Superannuation Payment is claimed from wherever you now live, and the money is paid by your fund or the ATO straight to your own bank account in your own country. What changes from country to country is not the entitlement or the tax rate, both of which are set by Australian law, but the practical detail: which visa you were most likely on, how the payment reaches your bank, and what people in your country usually get caught by.
Pick your country
Each page covers the visa most travellers from that country held, what the payment route to a local account looks like, and the questions we are actually asked from there.
| Where you are now | Usual visa | Usual DASP rate | What the page covers |
|---|---|---|---|
| Brazil | 500 student or 482 skilled | 35% | The exception: most Brazilians studied here, so the lower rate usually applies. |
| United Kingdom | 417 working holiday | 65% | Biggest working-holiday group in Australia, and the biggest leavers of unclaimed super. |
| Ireland | 417 working holiday | 65% | Two or three years of Australian jobs usually means several funds, not one. |
| Germany | 417 or 462 | 65% | Paid to a German account by SWIFT, with the paperwork handled in English. |
| France | 417 working holiday | 65% | No notaire and no consulate appointment: the identity check is a passport and a selfie. |
| Italy | 417 or 462 | 65% | No notaio and no queue: everything runs from your phone. |
| Spain | 462 or 417 | 65% | Whichever of the two you held, the super side is identical. |
| Philippines | 482 skilled or 500 student | 35% | Mostly sponsored and student visas, so the lower rate usually applies. |
| India | 500 student, 482 or 485 | 35% | Student, skilled and graduate visas dominate, so the lower rate usually applies. |
| Indonesia | 462 work and holiday or 500 student | 65% or 35% | Both rates are common: a 5,000-place 462 programme alongside a big student cohort. |
| Thailand | 462 work and holiday | 65% | A 2,000-place 462 programme that fills every year; students pay the lower rate. |
| Malaysia | 500 student, 485 or 482 | 35% | A big student cohort next to a 1,100-place 462 programme, so the lower rate usually applies. |
Know which fund your super is in?
Where you are now is one half of the claim; where the money sits is the other. If your account is with Australia’s largest fund, the AustralianSuper guide covers the fund’s own quirks, including the certified-passport step that stalls bigger balances. Not sure which fund your employers used? That is normal, and finding every account is the first thing we do.
Your country is not on the list
That changes nothing about your claim. We lodge for former temporary residents wherever they now live, and the fund or the ATO can pay to any country that accepts an international transfer. The pages above exist because those are the countries we are asked about most often, not because they are the only ones we act for. If yours is missing, start with the guide to claiming super after leaving Australia, which is country-neutral, or run your numbers through the DASP tax calculator.
What is the same everywhere
- The tax rate. DASP tax is set by Australian legislation and withheld by your fund or the ATO. It follows the visa you held, never your nationality, your current country or your tax residency.
- The eligibility test. You held a temporary visa, that visa has expired or been cancelled, and you have left Australia. Citizens, permanent residents and most New Zealand citizens cannot claim a DASP.
- The six-month clock. Six months after your visa ends and you have departed, funds must hand your balance to the ATO as unclaimed super, and ATO-held super is taxed at 65% whatever visa you were on. Claiming before that point is the single decision that changes the number.
- The fee. $150, flat, however many funds you turn out to have, refunded in full if we recover nothing.
Questions from overseas
Do I have to fly back to Australia to claim my super?
No, and you must not still be in Australia when you claim. A DASP is only payable once you have actually departed and your temporary visa has expired or been cancelled. The whole process is designed to be done from outside the country.
Does my current country change how much tax I pay?
No. The rate is fixed by Australian law and follows the visa you held while you were working. Someone who held a 417 pays the working holiday rate whether they are now in Dublin, Manila or Melbourne. Where you live can affect how your own country treats the money once it arrives, which is a question for a local accountant.
Can the money be paid into a non-Australian bank account?
Yes. Your fund or the ATO sends the payment internationally using your bank's SWIFT/BIC details. It arrives in Australian dollars and your own bank converts it. Some people use a multi-currency account so they control the conversion rate themselves.
I closed my Australian bank account when I left. Is that a problem?
Not at all, and it is very common. Give us your current account overseas and the payment goes there instead. What matters is that the account name matches the name on your passport and super records.
I left years ago. Is it too late?
There is no deadline for claiming a DASP, so the money is still yours. What the delay usually changes is where it sits: after six months it moves to the ATO as unclaimed super, and ATO-held super is taxed at 65% regardless of which visa you held. Late claims are a large part of what we do.
Ready when you are. 5 minutes, flat fee.
$150 · every fund plus ATO-held super · paid to your bank worldwide in about 28 days.