Yes. Indonesian citizens who worked or studied in Australia on a temporary visa can claim their full super balance as a DASP once home, provided the visa has expired or been cancelled. The rate follows the visa you held: Work and Holiday makers (subclass 462) are taxed at 65% on the taxable component, while student (500), skilled (482) and temporary graduate (485) visas are taxed at 35% on the taxed element. Payment goes directly to your Indonesian bank account, normally within about 28 days of a complete application.
Indonesia is the country where both rates are real
Most country pages on this site tell one story. Europeans mostly held the 417 working holiday visa and pay 65%; Indians and Filipinos mostly studied or were sponsored and pay 35%. Indonesia genuinely splits, and that is the first thing to get right about your own claim.
Australia's Work and Holiday arrangement with Indonesia, under subclass 462, is capped at 5,000 grants a year (Department of Home Affairs), one of the largest allocations in the whole programme, equal with China. Demand still outruns it: lodgements pause once a year's places fill, and Home Affairs allocates places through its country cap arrangements, which for several countries now run as a ballot. So unlike India, where only 1,000 people a year can hold the visa, a large share of Indonesians really were working holiday makers.
At the same time Indonesia sends one of Australia's larger international student cohorts, and many stay on for a temporary graduate 485 or a sponsored 482 afterwards. Those visas pay 35% on the taxed element, roughly half the working holiday rate. There is no single Indonesian rate; there is your visa, and the grant email that names its subclass.
| Visa you held in Australia | DASP rate | You keep |
|---|---|---|
| Student 500, skilled 482 or graduate 485 (taxed element) | 35% | 65% |
| Work and Holiday 462 | 65% | 35% |
| Any visa, once the money has moved to the ATO | 65% | 35% |
The six-month clock costs students the most
Six months after your visa ends and you have left, your fund must hand your balance to the ATO as unclaimed super. From that moment it is taxed at 65% regardless of which visa you held.
For a 462 holder that transfer changes little, because the working holiday rate was 65% either way. For an Indonesian student, graduate or sponsored worker it is the difference between keeping 65% of the balance and keeping 35% of it. On a balance of A$10,000 that is roughly A$3,000 that stops being yours. If you are inside the six months, that timing is the single most valuable thing you control.
Run your own numbers on the DASP tax calculator, which shows both rates side by side.
Shifts and semesters both add up
A Work and Holiday year is usually a string of jobs: a cafe in Sydney, a season of harvest work, cleaning contracts, a stint in a warehouse. Each employer had to pay super on top of your wages at a legislated rate, currently 12%, and each one may have defaulted you into a different fund. A year or two of that commonly leaves several thousand dollars spread across funds you never chose.
Student work does the same on a longer clock: part-time hours through a degree, then full-time professional wages on a 485 or a 482, where three years can accrue A$15,000 or more. Finding every account in your name, including money already sitting with the ATO, is the core of what we do, under one flat fee.
Paid to your Indonesian account
Your DASP is paid to an Indonesian account using your bank's SWIFT/BIC. BCA, Mandiri, BNI, BRI, CIMB Niaga and the other major banks all receive international transfers to an account in your own name. The money arrives in Australian dollars and your bank converts it to rupiah at its own rate; some people use a multi-currency account to control the conversion themselves. We never hold your money, the fund or the ATO pays you directly.
No notaris, no embassy queue
Identity is verified electronically with your passport and a selfie, from your phone, in about two minutes. There are no certified copies, no notaris and no appointment at the Australian Embassy in Jakarta. Funds approached directly will often ask for certified documents, particularly above about A$5,000, and removing that step is a large part of why people use a registered tax agent.
How the claim works from Indonesia
- The five-minute form. Short, in English. If you do not know which fund holds your super, say so and we find it.
- Identity check. Passport plus selfie, on your phone.
- A registered tax agent lodges it. We search every fund plus ATO-held money, prepare the application and chase it through.
- The money reaches your account. Paid by the fund or the ATO directly to you, typically within about 28 days of a complete application.
One flat fee of $149 + GST covers all of it, however many funds you turn out to have, and it is refunded in full if we recover nothing. If your situation is simple, the ATO also runs a free DASP application system you are welcome to use; there is an honest comparison on doing it yourself for free.
Common questions
Which visa was I probably on?
Indonesia is one of the few countries where the honest answer is: it could genuinely be either kind. Australia's Work and Holiday arrangement with Indonesia (subclass 462) is capped at 5,000 grants a year, one of the largest allocations in the programme, so plenty of Indonesians really were working holiday makers. At the same time Indonesia sends one of Australia's larger student cohorts on the subclass 500, with 485 graduate and sponsored 482 visas following on. The distinction sets your tax rate: 65% for working holiday makers, 35% on the taxed element for the others. Your subclass is on the visa grant email you were sent, and if you cannot find it we can establish it from your passport details.
I held a 462 Work and Holiday visa. Is it still worth claiming?
Almost always. The 65% working holiday rate stings, but the 35% you keep is real money you earned: super is paid on top of wages at a legislated rate, currently 12%, so a year or two of hospitality, cleaning or harvest work commonly leaves a balance of several thousand dollars. Left unclaimed it does not come to you at all; it sits with a fund, then moves to the ATO. There is no minimum balance for a DASP.
Can the money be paid into an Indonesian bank account?
Yes. Your fund or the ATO sends the payment internationally using your bank's SWIFT/BIC details, so accounts with BCA, Mandiri, BNI, BRI, CIMB Niaga and the other major banks all work, provided the account is in your own name and accepts international transfers. It arrives in Australian dollars and your bank converts it to rupiah at its own rate.
I only worked part time while studying. Is it worth claiming?
Usually yes. Super accrues from the first dollar you earn, at a legislated rate on top of your wages, currently 12%. Two or three years of part-time hours while studying commonly leaves a balance worth several thousand dollars, often spread across a different fund for each employer. There is no minimum balance for a DASP, and student visa holders pay the lower 35% rate on the taxed element while the money is still with a fund.
I left Australia years ago. Is it too late?
No. There is no deadline for claiming a DASP and the money is still yours. What the delay changes is where it sits: six months after your visa ended and you departed, funds must hand the balance to the ATO, and ATO-held super is taxed at 65% whatever visa you held. For a student, graduate or sponsored worker that is the difference between 35% and 65%, so it is worth checking sooner rather than later.
Will Indonesia tax the payment when it arrives?
The payment has already been taxed in Australia at the legislated rate. How it is treated in Indonesia depends on your residency status and the Indonesia-Australia double taxation agreement, and we are not licensed to advise on Indonesian tax. That is a question for a local tax adviser (konsultan pajak), and we provide the payment summary you would need for that conversation.
Ready when you are. 5 minutes, flat fee.
$149 + GST · every fund plus ATO-held super · paid to your bank worldwide in about 28 days.